2018年10月10日 · Retirement benefits are just one type of Social Security benefit. There are also survivor benefits, spousal benefits and disability benefits, all of which have their own qualification criteria. To find out more about eligibility for those programs, you can use Social Security’s Benefit Eligibility Screening Tool.

2018年10月10日 · By filing at 62, or any time before you reach full retirement age, you forfeit a portion of your monthly benefit. If you were born in 1963 or later, for instance, filing at 62 could reduce your monthly payment by as much as 30 percent. AARP’s Social Security Benefits Calculator can provide more details on how filing early reduces benefits.

2018年10月10日 · Let’s say you were born in July of 1958. You will reach full retirement age in March 2025. If you put off filing for Social Security until you turn 70, you’ll get 40 months of delayed requirement credits, good for a bump of nearly 27 …

2018年10月10日 · Full retirement age, or FRA, is the age when you are entitled to 100 percent of your Social Security benefits, which are determined by your lifetime earnings. For most of the program’s history it was 65, but since the early 2000s it has been gradually increasing to 67 under changes to Social Security’s financial structure enacted by ...

2018年10月10日 · Yes. Since the early 2000s, full retirement age (FRA) — the age at which you are eligible to claim 100 percent of the benefit Social Security calculates from your lifetime earnings record — has been incrementally increasing from 65 to 67, based on year of birth.

2018年10月10日 · The amount of time increases with age, but you may qualify for SSDI with less time in the workforce than you need to collect retirement benefits. You must also demonstrate that your medical condition meets Social Security’s strict definition of disability and show evidence that it prevents you from working.

2024年9月12日 · 5 Social Security Decisions That Can Be Costly. Social Security can make up a big portion of your retirement income. Maximizing your benefits starts with making the best choices for you, based on your age, marital status, work plans and more. Watch this free AARP webinar for expert guidance on avoiding Social Security pitfalls that could cost ...

2018年10月10日 · If you develop filer’s remorse, Social Security gives you 12 months from the date you applied for retirement benefits to change your mind and cancel that initial claim. You’ll have to repay what Social Security has already paid you, but this way you can refile at full retirement age (or later) and get your full benefit .

2023年10月19日 · Social Security bases your payment on your lifetime earnings history, but you only get 100 percent of the calculated amount if you claim it at full retirement age, or FRA (currently between 66 and 67, depending on your year of birth). Claim earlier and you get a lesser payment, for life.

2018年10月10日 · What constitutes income is somewhat elastic; Social Security has a long list of what types of earnings, payments and non-cash assistance it considers “countable income” for the purpose of determining SSI eligibility and calculating payments. (If you receive Social Security benefits, they count.)