2025年2月10日 · Indexed annuities offer a minimum guaranteed interest rate combined with a credited growth tied to a broad stock market index, such as the S&P 500 or the Dow Jones Industrial Average. This unique hybrid design offers protection against stock market losses, as well as the potential to profit from the market’s gains.

2024年7月14日 · What Is an Indexed Annuity? An indexed annuity is a type of insurance contract that pays an interest rate based on the performance of a market index, such as the S&P 500.

2024年9月23日 · A fixed indexed annuity is a deferred annuity designed to provide growth potential based on the returns of a market index (e.g., the S&P 500 ® Index) while providing protection against negative returns of the same market index. In addition, they frequently offer a guaranteed level of lifetime income through optional riders.

2023年1月6日 · Unlike most variable annuities, an indexed annuity sets limits on your potential gains and losses, so these annuity contracts are less risky than investing directly in the market but also...

2024年1月25日 · An equity-indexed annuity (EIA) allows investors to earn returns based on the performance of a specified stock market index, such as the S&P 500, NASDAQ, or Dow Jones Industrial Average. EIAs are also referred to as fixed-indexed annuities, because they combine features of both fixed and variable annuities.

2024年4月30日 · Fixed index annuities specifically earn an interest rate linked to a stock market index, such as the S&P 500, while also offering principal protection from negative returns.

2020年8月12日 · What is an Indexed Annuity? An indexed annuity is an annuity that pays a rate of return corresponding to a particular index, such as the S&P 500 Index. How Does an Indexed Annuity Work?

Indexed annuities, also called equity-indexed or fixed-index annuities, are a hybrid. One type of indexed annuity, registered index-linked annuities (RILAs), sometimes referred to as “buffer annuities,” can feature both upside limits and downside protection and can have complex structures with similarities to options contracts.

2024年5月6日 · Indexed annuities are insurance contracts that provide a stream of income in the future, with investment growth connected to the performance of a stock market index like the S&P 500. Indexed annuities can offer higher potential gains than fixed annuities or certificates of deposit (CDs) in exchange for moderate investment risk.

2021年10月28日 · Indexed annuities are fixed annuities protected from downside markets with upside limited, not assured. They can deliver attached income rider benefits.