Let’s not forget when you retire will have an impact on what it’ll take for you to comfortably take out $10,000 a month ...

Carrying a mortgage into retirement means seniors need more money as their housing expenses are higher when they must send a payment to a lender. This may make it seem like all seniors should focus on ...

The Social Security Fairness Act makes it possible for those who opted out of Social Security at some point during their career to receive more retirement benefits. It does this in two ways. First, it ...

President-elect Donald Trump has made a bold promise to eliminate federal taxes on Social Security benefits. For millions of retirees, it’s an enticing idea, conjuring visions of bigger monthly checks ...

Most people who wait until 70 end up getting more lifetime income because life expectancies have climbed since the Social Security benefits formula was first calculated. If a higher-earning spouse ...

Now the mortgage lender is threatening foreclosure unless the $44,000 balance is paid in full on the spot, something Ortega can’t do. He only learned the truth when he was served with the foreclosure ...

Vanguard said that the majority of future retirees are not interested in just completely stopping work on a set date. Only 24% intended to adopt the cliff-edge view of retirement, working one day and ...

A safe withdrawal rate is the percentage of your retirement savings you should be able to withdraw annually without risk of your money running out too soon. For decades, the 4% rule was the de facto ...

The question of when and how much to tip has become a more contentious issue in recent years, especially with the rise of payment apps that ask for a tip for nearly everything. Around 53% of consumers ...

More than 68 million Americans receive a Social Security benefit. Of those beneficiaries, 53,503,000 are aged 65 or older and 51,687,000 are retired workers. For those who haven’t retired yet, more ...