For decades, mortgage lenders have used a single credit score — the FICO score — to underwrite applications for home loans.

The Trump administration is considering privatizing Fannie Mae and Freddie Mac to cut federal deficits. First-time buyers and ...

A major shift is coming to the mortgage industry, and it could make homeownership more accessible for first-time buyers.

Experts say policy change will help Americans with 'thinner credit files' build equity and generational wealth.

The FICO score inventor continues its war with the new administration's FHFA Director Bill Pulte. Pulte said this week that ...

MCCLEAN, Va. (AP) — The average rate on a 30-year U.S. mortgage edged up this week, ending a five-week decline in borrowing costs for homebuyers. The long-term rate ticked up to 6.72% from 6.67% last ...

The regulator for Fannie and Freddie wants to reduce the use of FICO for housing credit, while factoring in borrowers’ rent ...

Americans now have a new credit option to use when applying for a mortgage, and it allows them to use their rent payments as ...

Mortgage applications are up, but a rise in rates combined with job loss concerns and tariff uncertainty could kill the ...

The Neighbors Bank report focuses on areas where housing payments average no more than 30% of the local median household ...

An industry insider gives an inside look at the Loan Estimate, or LE, the mortgage shopper's secret weapon when comparing lender offers.

President and CEO, National Newspaper Publishers Association (NNPA) - President Donald Trump’s housing policy is shaping ...