There are some key differences between a credit card acquirer and credit card issuer. One of the biggest is that the issuer represents the cardholder, while the acquirer represents the merchant.

From customer, merchant, issuer, acquirer, and card network itself, HPS Worldwide’s comprehensive solutions benefit the many entities that facilitate a financial transaction. Though customer ...

Circle Internet Group, Inc., the company behind the $58 billion USDC stablecoin, said on Thursday it plans to bring its recently acquired Hashnote Tokenized Money Market Fund (TMMF) under Bermuda ...

What is MDR? Merchant Discount Rate (MDR) is a fee paid by merchants to banks or payment service providers every time a customer makes a digital payment, like with a debit/credit card or UPI. Who gets ...

However, consider other types of funding before turning to a merchant cash advance. See Your Loan Options with Fundera by NerdWallet Merchant cash advance companies provide you with an upfront sum ...

As a network, Visa has the most cards in circulation, outpacing Mastercard for the top spot on this list. As a bank, Chase is the largest issuer of general-purpose credit cards and partners with a ...

Retry logic that adapts based on time, issuer response ... not well-defined: A merchant sees a transaction as pending even though it was successfully processed by the acquirer.

This option could get your money back through the issuer but leave the merchant holding the bag, so be prepared to never shop with that merchant again if you’re intent on pursuing a chargeback.