To see how 3-month CDs compare to CDs with other term lengths, check out our overall best CD rates ... It also offers several strong no-penalty CDs, all offered by different banks and credit ...

A CD ladder might be ideal for conservative investors because it offers a fixed rate of return and lock your funds away ...

Compare your actual spending over the past few ... Financial advisors often suggest using the 28/36 rule: your overall debt ratio should be less than 36%, with no more than 28% going toward ...

Just make sure you compare different banking options and the term lengths that work for you in order to start maximizing your balance with the best CD rates available today.

Alexi Morgan is a writer who has spent her career curating data-driven content to help consumers make better financial decisions. Specializing in topics from car insurance to banking, she has led ...

What is a CD? A CD is a secure investment that generates income through fixed interest over a set period. See more.

For example, a 32-day CD with Liberty Bank only earns 0.75% APY, yet a 3-month CD earns 4.25% APY. Comparing different ... offers a 3.80% APY on its 18-month CD and a 3.60% APY on its 24-, 30- and ...

We also looked at how these CDs compare ... CD rates vary by location, and the following details are accurate as of April 1, 2025. Truist only shows the rates for two of its CDs online—a five ...

National average CD rates are higher than in years past but are starting to fall. The average 12-month CD earns 1.78% as of March 2025, according to FDIC data. After steady increases over the past ...