Based on that long-term average, however, investing $300 per month in the S&P 500 should leave you with roughly $227,000 after two decades.

Social Security, retirement accounts, taxable accounts and pensions all have different tax implications. When you start ...

A Roth conversion can help minimize taxes on retirement income, but the timing and amount can be a complex decision.

When it comes to saving for retirement, the Roth and traditional IRA are like two sides of the same coin. Both offer powerful ...

Maximize your savings by understanding Roth IRA withdrawal rules. How can you avoid tax penalties? Let your funds grow and ...

The two problems can collide when someone is forced to tap a retirement account like a 401(k) or IRA early in order to cover ...

A 401 (k) is the most popular retirement account (by far) and is often synonymous with retirement savings, but I personally ...

Americans with a Roth IRA, or individual retirement account, and who plan to retire abroad may want to consider some risks.

At retirement, defined as age 59 ½ or older, you avoid penalties for early withdrawal. In a Roth IRA, you can contribute after-tax money, so you pay taxes on money that goes into the account.

Therefore, a Roth IRA provides a "much longer runway for tax-free investing," said certified financial planner Thomas Scanlon ...