Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

Generally, you need an LTV ratio of 85% or less to tap into your home equity. Your outstanding mortgage balance exceeds 85% of your home value. Since most lenders limit the loan-to-value ratio for ...

There are several ways to tap your equity when you’re mortgage-free, including with a home equity loan, HELOC or cash-out ...

Current home equity loan rates are a little bit lower than current HELOC rates. If you're looking to fund a home improvement project or repair, a home equity loan can be an affordable way to do so.

Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held ...

And a home equity loan? This is one of the most popular ways to do it. A home equity loan allows you to borrow money by using the equity in your home as collateral. It’s considered a type of ...

To make our top picks, the ConsumerAffairs Research Team vetted 35 home equity loan lenders reviewed by more than 8,000 people. You can read our full methodology to learn more about how we ...

A home equity loan is a type of secured loan that turns your home's equity — the difference between your home's current value and your mortgage balance — into cash you can borrow. These loans ...

She writes about small business, personal finance, technology, and more. Maskot / Getty Images A home equity loan and a personal loan both offer one-time, lump-sum payments that are required to be ...