Credit counselors can help you lower your debt, raise your credit and get a grip on your budget. Here's how to find a qualified nonprofit credit counselor.

How Credit Counseling Works . Credit counseling is an option for consumers who can't manage their debt when it becomes too overwhelming. In most cases, these borrowers can make at least the ...

The credit repair industry is full of scams, so be sure to vet a company’s track record before signing up for any services or ...

What is credit counseling? Learn how it provides guidance on debt repayment, budgeting and financial planning. See if it’s the right choice for you.

Financial companies offering free financial advice usually make their income by selling financial products such as insurance, ...

Free nonprofit credit counseling services like NFCC and MMI can help you build a customized plan. As of early 2025, Americans are carrying almost $1.2 trillion in credit card balances.