Open a new bank account today and earn a top interest rate. Our experts have researched the best rates on checking, savings, ...

You can earn a better interest rate if you invest the $25,000 in a 12-month CD and either allow it to auto-renew or put it into another CD term at maturity, depending on the APY. Discover Bank’s ...

Discover’s CD rates are also significantly higher than the national average CD rates. For example, according to the FDIC, the national average rate for a 12-month CD is 1.78% as of March 2025.

Open a new bank account today and earn a top interest rate. Our experts have researched the best rates on checking, savings, ...

you'll have to open a Raise Your Rate CD — Ally doesn't have a standard 2-year CD. Ally CD Pros and Cons Ally CD Alternatives Discover® requires an opening deposit of $0, similar to Ally.

Discover® Bank (FDIC Insured ... Market conditions and the Fed's actions also influence CD rate trends. Read next ...

Commissions do not affect our editors' opinions or evaluations. The best one-year CD rate is 4.45%, offered by CommunityWide Federal Credit Union. This account is the highest-rated on our list ...

She frequently writes for financial publications and brands such as USA Today, SoFi, Charles Schwab, Discover ... a CD term with American Express, as the term affects your interest rate.