You can earn a better interest rate if you invest the $25,000 in a 12-month CD and either allow it to auto-renew or put it into another CD term at maturity, depending on the APY. Discover Bank’s ...

Discover’s CD rates are also significantly higher than the national average CD rates. For example, according to the FDIC, the national average rate for a 12-month CD is 1.78% as of March 2025.

and a solid savings rate, so CDs fit in within a strong lineup of accounts. » COMPARE: See the best CD rates NerdWallet's take: Discover® Bank’s CD rates don’t lead the pack of online banks ...

Open a new bank account today and earn a top interest rate. Our experts have researched the best rates on checking, savings, ...

Commissions do not affect our editors' opinions or evaluations. The best one-year CD rate is 4.45%, offered by CommunityWide Federal Credit Union. This account is the highest-rated on our list ...

Discover® Bank (FDIC Insured ... Market conditions and the Fed's actions also influence CD rate trends. Are Schwab CDs FDIC-insured? It indicates an expandable section or menu, or sometimes ...

Dates of collection were Jan. 26, 2024, and Aug. 26, 2024. CD rate trend 2025: higher short-term CDs The trend of shorter-term CD rates being higher than longer-term CD rates continues into 2025 ...

Traditionally, long-term CDs offer higher interest rates than short-term ones. This makes sense when you consider why a bank ...

Occasionally one of these banking giants will offer a somewhat competitive rate on a select ... better-than-average CD rates include Ally, American Express, Capital One, Discover, Marcus by ...

This data is updated monthly and includes both banks and credit unions. Here's the average interest rate for a CD with a minimum deposit of $10,000, according to data from the FDIC as of September ...