CDs generally have higher interest rates than savings accounts but less flexibility. Enter your deposit, CD term and annual percentage yield below to see how much money you’d earn on a CD.

But, a certificate of deposit (CD) can help. That's because today's leading accounts come with higher returns than the current inflation rate. However, strong current returns aren't the only ...

Commissions do not affect our editors' opinions or evaluations. After climbing for the past couple of years, CD rates have been slowly declining in 2024. CD rates tend to track the federal funds rate.

If you click on links we provide, we may receive compensation. Our Guide to the Highest 5-Year CD Rates Available to Anyone in the U.S. Ebony Howard is a certified public accountant and a ...

Our Guide to the Best-Paying Bank CDs Available to Anyone in the U.S. The best CD rate across all terms from a bank is 4.65% APY, offered by DR Bank on a 6-month term and OMB on a 7-month term.