Every Thursday, Freddie Mac, a government-sponsored buyer of mortgage loans, publishes a weekly average of 30-year mortgage rates. This week's reading dipped 2 basis points to 6.81%. Last September, the average sank as far as 6.08%. But back in October 2023, Freddie Mac's average saw a historic rise, surging to a 23-year peak of 7.79%.

Top mortgage rates today. Mortgage rates are a little lower today than they were seven days ago, and still lower than in early 2025, when the average 30-year fixed-rate mortgage r

If you’re planning to buy a house, you’re probably considering what type of mortgage to take out. For most homebuyers, the 30-year fixed-rate mortgage is the go-to option. That’s because it makes monthly payments more manageable by stretching them out over three decades,