Commissions do not affect our editors' opinions or evaluations. After climbing for the past couple of years, CD rates have been slowly declining in 2024. CD rates tend to track the federal funds rate.

You can lock in today's high rates for the term of the CD. Moreover, they're safe investments, generally coming with FDIC or NCUA insurance on balances up to $250,000. There's a big difference ...

When comparing TD Bank CD rates to the best CD rates ... Self-directed Individual Retirement Accounts and Bond Accounts are offered by Public Investing. A Bond Account is a self-directed brokerage ...

If you compare today's rates on a certificate ... and investment advisor at New Horizon Retirement Solutions. "Then, if you're comfortable having your money tied up in a CD, add longer durations ...

If you're looking for a regular CD that isn't geared toward retirement, check out our best CD rates guide instead. An IRA CD is a type of retirement account that invests your money in a CD.

While compiling this list of the best one-year CD rates, we compared 142 CD accounts at 84 nationally available banks and credit unions and ranked them on 11 data points. The primary factor we ...