High-yield savings accounts are still offering impressive returns, with many paying over 4.00% APY -- a big jump from the minimal interest offered by traditional banks. Since the Fed kept rates steady ...

12 best money market accounts of July 2025: Earn up to 4.40% APY Money market accounts grow your savings and give you easy access to your cash when you need it.

This means that with compounding, the APY would be about 4.0742% ($10,000 x 4.0742% = $407.42). You can use a savings calculator to calculate balance amounts and try other scenarios with daily ...

For example, a $10,000 deposit in a five-year CD with 1.50% APY would earn around $770 in interest, while the same deposit in a five-year CD with 0.01% APY would earn only $5. What Does 5% APY Mean?

A certificate of deposit is a deposit account that offers a fixed rate for a specific time, or term. In exchange for fixed ...

The Choice Checking account earns 6.25% APY on balances up to $10,000 and 0.72% APY on higher balances. You must have a minimum of 15 non-ATM transactions per statement cycle to qualify for the ...

You can earn a LevelUp rate of 5.30% APY with LendingClub’s high-yield savings account if you can maintain the minimum monthly deposit requirement. The standard rate, 4.80% APY, is still ...

Though the top savings account rates have drifted down from a two-decade high in 2024, you can still earn a 5.00% APY on your cash.; Three online accounts—one checking and two savings—offer ...

The Quontic Money Market Account offers an APY of 4.25% and works almost just like a savings account. Quontic is an online-only bank, and it offers many of the same perks as other digital banks.

Information about UBS Bank USA Core Savings. UBS Bank USA Core Savings (“UBS Core Savings”) can help UBS clients earn a competitive yield on their short-term cash while keeping their long-term ...

The Federal Reserve cut rates twice in a row, bringing bank account rates down. See how high-yield checking account rates are still as high as 8% APY.

PNC’s Standard Savings account offers an APY of 0.01%. The account carries a $5 monthly fee, but it can be avoided by: maintaining an average monthly balance of at least $300 linking a PNC ...