Good morning, everyone and thank you for joining us today for Old Second Bancorp, Inc.'s First Quarter 2025 Earnings Call. On the call today are Jim Eccher, the company's Chairman, President and CEO; ...

Update: Effective March 27, the SBA announced that it would no longer waive guarantee fees on 7(a) loans of $1 million or less. For the remainder of the 2025 fiscal year (ending Sept. 30), 7(a ...