Today’s featured pick is the 1-year CD account offered by Credit Human Federal Credit Union. This account has an APY of 4.40% ...

Cassidy Horton is a finance writer covering banking, life insurance and business loans. She has worked with top finance brands including NerdWallet, MarketWatch and Consumer Affairs. Cassidy first ...

According to the FDIC, the average 1-year CD offers a 1.79% APY (as of October 2023). Many top 12-month CDs, however, offer interest rates of 4% to 5%. Is a 12-Month CD Worth It? A 1-year CD can ...

Who It’s Best For The six-month Quontic Bank CD is best for those who want competitive rates and don’t mind ... Members who open a six-, 12-, 24-, 36- or 39-month certificate in a branch ...

The national average rate for a 12-month CD is currently 1.80%. That average was slightly higher this time last year at 1.83%. However, in 2024, you could also find top rates hovering around 5% ...

And the best rates may be found at your local bank or ... Right now, this credit union is offering a 12-month CD that pays 5.11% APY. Although the account requires a minimum opening deposit ...

If you’re looking into CDs, the best 3-month CD rates today range from 4% to 5% ... penalty on 3-month CDs (nor on 6-, 9- and 12-month CDs). Lake Michigan Credit Union offers a rewards program ...

Open a new bank account today and earn a top interest rate. Our experts have researched the best rates on checking, savings, and CD accounts to help you maximize your earnings.

Inflation fell in February for the first time since September. Here's why a $5,000 long-term CD could be worth opening now.

Here are the 10 best rates for CDs in February 2025. All of these accounts are protected by either the Federal Deposit Insurance Corp. or National Credit Union Administration, unless otherwise noted.

Start by seeing how much more you could be earning with a CD here.