Your credit score is tabulated using various data points, such as payment history, length of credit history and the percentage of credit you are using versus the total amount available to you.

Mortgage lenders weigh your credit score heavily when deciding whether to approve your application and what rate to offer you. Your credit score is a three-digit number that can range from 300 to 850.

Credit utilization accounts for a decent chunk of your credit score, so aim to use no more than 30% of your total available credit. There are ways to keep your utilization low and improve your score.

Our opinions are our own. A credit score of 600 is generally defined as bad credit — although it's not that far from the next level up, "fair" credit. If you have a 600 credit score, you're ...

However, our opinions are our own. See how we rate credit score services to help you make smart decisions with your money. The average credit score in the US is 715, according to a report from ...

Your bank app may let you check your credit score for free. But how is that different from your credit report? They are both measures of your financial health, but your score is a three-digit ...

Making minimum payments can snowball into a big problem—potentially hurting both your credit score and your wallet. Paying the minimum on a credit card isn’t all negative. For example ...

However, our opinions are our own. See how we rate credit score services to help you make smart decisions with your money. Across U.S. states, the average FICO credit score is 715, and the average ...