Savings bonds have a low-risk, low-reward structure that benefits patient investors. See what to consider before investing.

The Treasury-backed bank has launched new two, three and five-year bonds, and changed the rate on its Junior Isa. Are they ...

Premium Bonds are offered by National Savings & Investments (NS&I), the government-owned savings provider. Because NS&I is government-backed, it means all your savings are 100% safe.

Premium Bonds cuts prize rate again – are they still worth it? - Martin Lewis’s advice site says the changes make Premium Bonds ‘even easier to beat’ ...

The number of £25 prizes is also set to increase for August’s draw, with an estimated 2.56 million available, up from 2.19 million. The savings held in Premium Bonds don’t accrue interest as ...

The average savings interest rate in June 2025 is just 0.38%. Compare that to some of the best high-yield savings accounts, which are offering rates near 4.00% APY.

But to help you decide, we spoke with savings experts to find out if these accounts are still worth it in today's economic climate. Find out how to earn more with the right high-yield savings ...

In terms of winners who had smaller Premium Bonds holdings, someone from the London borough of Newham won £1 million in July 2004 with a Premium Bonds holding worth £17.

What are premium bonds? Premium bonds are a savings product from National Savings & Investments (NS&I) which offer the chance of winning between £25 and £1m each month instead of paying interest. Each ...

The U.S. Treasury pledges that these bonds will double in value if held for 20 years, translating to an effective interest rate of about 3.5% per year over that period.

Premium Bonds don’t operate like a usual savings account or bond. Instead, bondholders are entered into a monthly prize draw for the opportunity to win prizes worth between £25 and £1 million.