You may join USALLIANCE Financial if you live in a select area in Massachusetts, Connecticut, New Jersey ... that CD rates will go up in 2025 anyway, though. A 1-year CD only lets you deposit ...

That said, CD rates are likely to continue falling throughout 2025. At Business Insider ... to join these credit unions and open CDs. 3 Year 4.28% APY Lafayette Federal Credit Union 3 Year ...