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Life insurance can protect your loved ones when you're gone by replacing lost income, paying off debts or leaving a financial legacy. There's a lot to consider, though, with different providers ...

Michelle is a lead editor at Forbes Advisor. She has been a journalist for over 35 years, writing about insurance for consumers for the last decade. Prior to covering insurance, Michelle was a ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them.

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For more information, see our expert panel. Life insurance is as complicated as the policyholders and beneficiaries who use it. That means there's no single "best" life insurance company.

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