Text Callout : Key Takeaways - Everything You Need to Know about PayPal Pay In 4 If you've shopped online at Apple, Best Buy or another major retailer, you may have seen the option to select ...

PayPal Savings Account Monthly Maintenance Fees and Minimum Balance Requirements ... online banks and banking platforms don't have to pay as many overhead costs as brick-and-mortar banks.

It's also free with no monthly fees and no cost to send payments ... including major chains like Walmart and Target. "We use Paypal for almost everything we pay for online," Damuth says.