Having a perfect credit score sounds really cool, but it's not all it's cracked up to be. Find out what having an 850 score ...

Just over 20% of U.S. consumers have a score in the range of 800 to 849, per Experian data, which is still considered ...

But here's the thing: Anything above 800 is already considered "excellent." So while an 850 score is great, having an 820 or 830 will still get you the best credit cards and mortgage rates.

Learn what a credit score is, how it's calculated, the different score ranges, and why it matters to get the best rates on ...

Building a good FICO credit score is one of the best things you can do for your financial health. Here’s what your FICO score ...

A perfect FICO credit score is 850, but experts tell CNBC Select you don't need to hit that target to qualify for the best credit cards, loans or interest rates. "If you're at 760, or 780 ...

Look for cards with low fees and transparent terms, and don't forget to continue practicing good credit habits.

While reaching a perfect 850 FICO® Score isn't necessary, practicing these habits can help you build and maintain an excellent score to qualify for the best credit cards and mortgage rates.