Explore today's leading CD rates with APYs peaking at 4.65%. Lock in these competitive returns and maximize earnings on your savings while they last.

Open a new bank account today and earn a top interest rate. Our experts have researched the best rates on checking, savings, ...

Discover’s CD rates are also significantly higher than the national average CD rates. For example, according to the FDIC, the national average rate for a 12-month CD is 1.78% as of March 2025.

You can earn a better interest rate if you invest the $25,000 in a 12-month CD and either allow it to auto-renew or put it into another CD term at maturity, depending on the APY. Discover Bank’s ...

and a solid savings rate, so CDs fit in within a strong lineup of accounts. » COMPARE: See the best CD rates NerdWallet's take: Discover® Bank’s CD rates don’t lead the pack of online banks ...

Dates of collection were Jan. 26, 2024, and Sept. 19, 2024. CD rate trend 2025: higher short-term CDs The trend of shorter-term CD rates being higher than longer-term CD rates continues into 2025 ...

Discover offers various CD terms and does not require a minimum deposit to open an account. While rates on Discover CD accounts are relatively competitive, they’re still a bit lower than some of ...

Why it stands out: You can make your deposit now or later when you apply to open a CD at Discover Bank. The minimum balance requirement is $2,500. Rate: 2.15% on a 3-year CD, minimum $2,500 balance.

Discover® Bank (FDIC Insured ... Market conditions and the Fed's actions also influence CD rate trends. Read next ...

Occasionally one of these banking giants will offer a somewhat competitive rate on a select ... better-than-average CD rates include Ally, American Express, Capital One, Discover, Marcus by ...