Explore today's leading CD rates with APYs peaking at 4.65%. Lock in these competitive returns and maximize earnings on your savings while they last.

Discover’s CD rates are also significantly higher than the national average CD rates. For example, according to the FDIC, the national average rate for a 12-month CD is 1.78% as of March 2025.

You can earn a better interest rate if you invest the $25,000 in a 12-month CD and either allow it to auto-renew or put it into another CD term at maturity, depending on the APY. Discover Bank’s ...

and a solid savings rate, so CDs fit in within a strong lineup of accounts. » COMPARE: See the best CD rates NerdWallet's take: Discover® Bank’s CD rates don’t lead the pack of online banks ...

We were also impressed with Ally’s best-rate guarantee that automatically increases the APY on your CD if rates rise within 10 days of opening your account. We found Ally’s customer service ...

Discover offers various CD terms and does not require a minimum deposit to open an account. While rates on Discover CD accounts are relatively competitive, they’re still a bit lower than some of ...

However, our opinions are our own. See how we rate banking products to write unbiased product reviews. According to the FDIC, the average CD pays 0.25% to 1.78% APY, depending on the term length.

Occasionally one of these banking giants will offer a somewhat competitive rate on a select ... better-than-average CD rates include Ally, American Express, Capital One, Discover, Marcus by ...