While the Public Provident Fund (PPF) has lost some of its sheen over the years as interest rates have slipped gradually — 7.1% at present — several investors still prefer it given the tax ...

SIP vs PPF: Many investors flock to asset classes such as mutual fund SIPs and Public Provident Funds (PPF) to park their savings. In this article, let's discuss the pros and cons of investing, for ...

Deposits up to Rs 1.5 lakh per financial year are tax-exempt under Section 80C of the Income Tax Act in the Public Provident Fund (PPF). It has a lock-in period of 15 years, which can be extended into ...

The schemes, including PPF, NSC, SSY, SCSS, and 5-year POTD, allow tax exemptions up to Rs 1.5 lakh per annum under the old tax regime. It is important to note that the Section 80C exemption of up ...