Credit card issuers want to get paid, so they offer a variety of ways for cardholders to check their credit card balance, some of which are surprisingly low-tech. Here’s how to do it.

For example, maybe you type in “check visa gift card balance”. That would be a mistake. “You want to be careful about websites where you go to check the balance of your gift card.

You can check your credit card statement balance and current balance through your account online or through mobile banking apps. We'll dive deeper into the differences between the two balances below.