When it comes to cash-back credit cards, it literally pays to do your homework. Using the right cash-back card strategically can earn you hundreds of dollars a year and thousands of dollars over time.

Whether a debit card vs. credit card is a better choice depends on your financial situation and how you manage your money. Learn how to use both options.

Toni is a points and miles enthusiast who has been leveraging loyalty programs to travel around the world (for nearly free) with her husband and their four young children. She’s passionate about ...

Best no annual fee cash-back credit cards of 2025 Best for 0% APR: Wells Fargo Active Cash® Card Best for flexible bonus categories: Citi Custom Cash® Card Best for everyday spending ...

If you're new to credit card rewards, one of the first questions you'll need to answer for yourself is: Should I get a card that earns travel rewards or a card that earns cash back? The good news is ...

Limited Time Intro Offer: Earn a $250 Bonus after you spend $500 on purchases in your first 3 months from account opening Once upon a time, the TD Cash Credit Card offered its best rewards for ...

Our opinions are our own. The best credit card is one that's best aligned with your specific needs. NerdWallet's credit card experts have reviewed and rated hundreds of options for the best credit ...

They're great for people who value simplicity or who are just getting into credit card rewards. The best cash back credit cards require little work to use, and earn up to 10% on a variety of ...

However, consider other types of funding before turning to a merchant cash advance ... a merchant cash advance — that you repay using a percentage of your debit and credit card sales, plus ...

If you apply for a credit card, the lender may use a different credit score when considering your application for credit. Cash back earning structure encourages responsible payments Long intro APR ...

The merchant cash advance (MCA) business is all about balance—managing risk while keeping capital flowing. Many funders hesitate to bring in outside capital, especially if they already have a line of ...