Average yields for certificates of deposit with 5-year terms are down 10 basis points in the past year to just 1.33% APY, ...

A whopping 17 certificates offer at least 4.50% APY right now, with terms stretching as long as 2027. Alternatively, you can lock in 4.28% to 4.40% for 3 to 5 years.

The following CD rates are the current national averages for specific terms as of July 25, 2025, according to Bankrate. 1-year CD yield: 2.04% APY 3-year CD yield: 1.68% APY 5-year CD yield: 1.70% APY ...

After all, inflation just rose in June (for the second month in a row) and borrowing costs remain elevated thanks to higher ...

Got $25K to stash? Here's how the potential earnings from a 6-month CD and a high-yield savings account compare.

If you put $10,000 into a six-month CD with a 4.55% yield, you’d earn nearly $225 in interest when the CD matured. In times of less volatile interest rates, the longer the CD term, the higher ...

A $20,000 deposit into a CD account came with big returns last summer. But is that still the case if opened now?

We can help you forecast CD interest rates for 2024 and 2025. Then, you can decide if a Certificate of Deposit is suitable for growing your portfolio.

Rates on CDs came back down to earth in 2024. Our forecast explores where CD interest rates may be headed in 2025.

In the early 2000s, the average CD interest rate varied between 4% and 5%. But as the dot-com boom of 2000 faded and the economy slowed, the Fed lowered interest rates to spur activity.

If interest rates fall, you may regret not having put all of your money into a longer-term CD. The portion of your money in shorter-term CDs will have to be reinvested sooner.

Rates on certificates of deposit (CDs) vary greatly based on prevailing economic conditions, and in 2022 and 2023, CD returns enjoyed a historically rosy period. Driven up by the Federal Reserve ...