Still, the main financing channels are fairly common, albeit with a few twists. Most boats are financed in one of three ways: financing arranged through a boat dealer or manufacturer, a home-equity ...

One potential solution is a boat loan. The best boat financing option for you will depend on factors like how much you need to borrow, your credit score and income. Comparing your options will ...

A secured boat loan may come with lower rates and longer repayment terms. An unsecured personal loan may make financing an older used boat easier. Online lenders, credit unions, traditional banks ...

You also have other options, including marine loans that use the boat as collateral. Whichever you choose, the best financing option is one that offers smooth sailing for your finances.

Unsecured loans are a good option if you’re buying an older used boat or don’t qualify for dealer financing for the boat you want. Personal loan companies offer up to $100,000 with a term of ...