Most boats are financed in one of three ways: financing arranged through a boat dealer or manufacturer, a home-equity loan or line of credit arranged through a bank or credit union, or a specifically ...

A secured boat loan may come with lower rates and longer repayment terms. An unsecured personal loan may make financing an older used boat easier. Online lenders, credit unions, traditional banks ...

One potential solution is a boat loan. The best boat financing option for you will depend on factors like how much you need to borrow, your credit score and income. Comparing your options will ...

You also have other options, including marine loans that use the boat as collateral. Whichever you choose, the best financing option is one that offers smooth sailing for your finances.

Unsecured loans are a good option if you’re buying an older used boat or don’t qualify for dealer financing for the boat you want. Personal loan companies offer up to $100,000 with a term of ...