And with CD rates today still at historically high levels, now may be a smart time to lock in a rate. Today’s featured pick ...

Right now, short-term CDs are leading the way. One of the top offers is a 12-month CD paying 4.55% APY. If you're looking for a low-risk way to grow your money, this could be a great time to act.

As of April 2025, the best rates for CDs are between 4% and 5%.

However, to get the highest annual percentage yield (APY), you need to agree to keep your money with the financial institution for a set time period. Right now, the best CD rates are on short-term CDs ...

With promotional 6- and 8-month CD terms currently available, customers in Boca Raton, Fla. are eligible for Ocean Bank’s highest available CD rate for a 6-month term at 4.80% APY. There is a $2,500 ...

The best rate today is 4.94%. The current average APR for a six-month CD is 1.76%, down 0.01 point from last week. For a one-year CD, one of the most popular CD terms, the highest interest rate ...

However, rate cuts are still on the table in 2025. If the Fed does cut rates, or even signals rate cuts for later this year, banks could begin lowering CD rates in advance. In fact, some already have.

You don't need to have $10,000 on hand to earn a competitive interest rate on your savings. Most of the CD accounts on our ...

5-year CD yield: 1.72% APY These averages look much different from the actual rates available on top CDs today , though. Here are some of the best CD rates by term today: ...

Best For 12-Month CD: Finworth; Best For Bonus APY: Justice Federal Credit Union; 12 Best Jumbo CD Rates of 2024. Best Overall. Alliant Credit Union. See Offers . Vault Verified. APY. Up to 4.80%.

Taylor Kovar, CFP, founder of 11 Financial, spoke with GOBankingRates to help you decide on what to do with a maturing CD ...