If a payment does go through, and the account balance falls below zero, the bank shouldn't apply any fees or interest. Using the card abroad will incur fees so make sure your child knows this if they ...

In a statement on its website, the bank said: "Thank you for your interest but we are no longer accepting savings applications from new or existing customers. Any savings applications made prior ...

As the UK enjoys an early start to spring, with longer days and the promise of warmer weather ahead, many of us are already dreaming of sunny days and how to make the most of the bank holidays.