If you have a less-than-stellar credit score, take action as soon as possible. Bad credit What is a bad credit score? What factors influence your credit score How a bad credit score can hurt you ...

A bad credit score can impact your day-to-day transactions and more serious financial decisions. You may pay higher interest on credit cards or be pushed to pay a larger down payment on your car.

Bad-credit borrowers (those with a score below 630) have an easier chance qualifying for an Upgrade personal loan due to its low minimum credit score requirement and the ability to add a co ...

For borrowers with bad credit, the FHA Streamline Refinance may be their best option. For these loans, the FHA doesn't require lenders to consider credit score, loan-to-value or other standard ...

If you have bad credit, the homebuying process can ... which you can get with a credit score of 500 and 10% down. Standout benefits: Rocket Mortgage's Fresh Start program helps applicants boost ...

so it's important to not only understand your bad credit, but also to actively work to improve it. Obtaining a credit card can help you improve your credit score when you use the card responsibly — ...

You might think that having a bad credit score prohibits you from qualifying for a credit card, but that’s not the case. Whether you’ve defaulted on debt in the past, had to declare bankruptcy ...

The best bad credit personal loans welcome people who have fair or bad credit (a FICO score of 669 and under). Lenders that offer these loans look beyond your credit score to focus on other ...

Here is a list of our partners and here's how we make money. Yes, you can still get a mortgage if your credit score is below 620. Expect some tradeoffs: You’ll probably need a larger down ...