Certificates of deposit (CDs) often offer the best rates for savings. However, to get the highest annual percentage yield ...

The average annual percentage yield for a 12-month CD dropped two basis points this month to 1.78%, according to the FDIC.

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Today’s featured pick is the 18-month CD account offered by USALLIANCE Financial. This account has an APY of 4.30%. With a ...

The Fed held rates steady at its March Federal Open Market ... Dow Credit Union offers the top 18-month CD rate, although this rate is also offered by Elements Financial. The credit union is ...

Ally Bank offers very good yields on short- to medium-term regular CDs, particularly the 12-month and the 18-month CDs. It also offers special CDs with flexible features and top rates ... CD if you ...

National average CD rates are higher than in years past but are starting to fall. The average 12-month CD earns 1.78% as of March 2025, according to FDIC data. After steady increases over the past ...

Cassidy Horton is a finance writer covering banking, life insurance and business loans. She has worked with top finance brands including NerdWallet, MarketWatch and Consumer Affairs. Cassidy first ...

Lock in today's best rates in decades on certificates of deposits on a range of CD terms — from 6 months to 5 years.

But, a certificate of deposit (CD) can help. That's because ... The phenomenon is called the inverted yield curve. "This means rates are highest for short term CDs and treasuries and actually ...