The good news, though, is that you can still snag a 12-month CD at over 4% -- at least for the time being. The Federal Reserve is supposed to continue making interest rate cuts, so today's rates ...

The best 1-year CD rates offered by national banks and credit unions are much higher than the national average. The best CD rate for a 12-month CD term right now is 4.41% APY from TotalBank.

4.00% on a nine-month CD and 3.75% on a 12-month CD, as well as slightly higher rates on other terms. The higher relationship rates are available for all balances above $250. TD Bank requires a ...

The national average rate for a 12-month CD is currently 1.80%. That average was slightly higher this time last year at 1.83%. However, in 2024, you could also find top rates hovering around 5% ...

When each CD matures, roll it into a new 12-month CD to maintain continuous access to funds while maximizing rates. Medium-term savings goal. If you're saving for a down payment or a major ...

The decision to cash in your CD account shouldn't be made hastily. Here's when experts say it makes the most sense.

Even with this week's inflation drop, a $10,000 long-term CD can still earn a big return if opened this March.

Buying a CD typically includes an evaluation of trade-offs. A longer-term CD commonly will offer a higher APY, but then you'll be locking your money up for a longer period of time. A successful ladder ...

According to the FDIC, the average 1-year CD offers a 1.79% APY (as of October 2023). Many top 12-month CDs, however, offer interest rates of 4% to 5%. Is a 12-Month CD Worth It? A 1-year CD can ...