About TD Direct Investing. TD Direct Investing, from TD Wealth, is Canada’s largest online brokerage and a division of the Toronto Dominion Bank.The brokerage originated in 1984 under the name ...

Retire Happy has been providing top quality information and resources on retirement, investing, estate planning and personal finance for over 20 years and has been recognized with awards for being one ...

According to the Canadian Bar Association, “The executor gathers up the estate assets, pays the deceased’s debts, and divides what remains of the deceased’s estate among the beneficiaries.” While that ...

Tom Drake is the consumer and credit expert at Retire Happy, sharing his knowledge on the best ways to get the most for your money. Whether it's credit cards, banking products, or travel tips, Tom ...

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Maintaining a good credit score is one of the keys to financial health. Without good credit, your standard of living could be compromised. You may not have immediate access to bank deposits, and ...

Last week I spent some time talking about different forms of charitable gifting. This week, I would like to expand on charitable gifting using life insurance. Most often when we donate money to ...

Updated July 2016. A client asked me recently whether he should be concerned about keeping his income low in his 64 th year, because he understood that the Old Age Security clawback was based on his ...

Doug Runchey worked for the Income Security Programs branch of Human Resources and Skills Development Canada for more than 32 years, and was a specialist in the Canada Pension Plan and Old Age ...

Navigating through airports can be a stressful experience, but a comfortable and relaxing airport lounge can make all the difference. One of the easiest and most affordable ways to access an airport ...

Interesting post…did not know…any amounts over RRIF minimums are subject to withholding tax. So, if your age is 65, and the RRIF balance at the beginning of the year is $100,000, and the minimum ...

Indexed pensions are very valuable. There is a strong lesson in this example. For those of you who are still part of a defined benefit pension plan that is indexed or even partially indexed, be very ...