Having a perfect credit score sounds really cool, but it's not all it's cracked up to be. Find out what having an 850 score ...

Learn what a credit score is, how it's calculated, the different score ranges, and why it matters to get the best rates on ...

Your credit score is used by lenders, landlords and even potential employers to assess your financial risk and trustworthiness — so the higher your score, the better. An excellent credit score ...

Average credit is a stepping stone to good credit, which can lead to an excellent credit score down the line. While a fair and average credit score is better than having no credit or bad credit ...

Does that mean hitting the highest possible credit score — 850 — is a goal worth striving for? Admittedly, a good to excellent credit score can make a major difference in a person's financial ...

“You don’t need a perfect score to enjoy the benefits of great credit,” says Matt Fabian, director of financial services ...

For example, a 30-day missed payment "can drop a fair credit score anywhere from 17 to 37 points and a very good or excellent credit score 63 to 83 points," said CNBC Select, while a longer ...

Commissions do not affect our editors' opinions or evaluations. When you have excellent credit, you can choose from the cream of the credit card crop among the best credit cards for excellent credit.

Experts emphasize the importance of maintaining a good credit score as it could affect loans, credit cards and living arrangements.

If you have an excellent credit score, you can qualify for the best of the best when it comes to credit cards, allowing you to access next-level features. These include the ability to earn points ...

Maintaining a high credit score can also help you get approved for the very best credit cards, since cards that require excellent credit tend to offer high-end benefits and lavish rewards.