FCF can be calculated using either operating cash flow (which accounts for working capital changes) or net income (which requires adjustments for working capital and non-cash expenses).

Once you have all your information recorded on a personal income statement, you can calculate what's called your net discretionary cash flow. This represents the amount of cash flow available ...

To create a realistic retirement income plan, there are specific steps that place cash flow at the center of your retirement planning process, while avoiding chasing performance. These three steps ...