Debt consolidation is a viable alternative to the debt snowball and avalanche methods. It involves combining multiple debts into a single loan—usually with a lower interest rate and one monthly ...

A recent call on “The Ramsey Show,” hosted by George Kamel and Jade Warshaw, took a sharp turn after a listener asked a seemingly straightforward question about credit card debt. The caller wanted to ...

While strategies like the snowball method and the avalanche method are excellent guidelines, they are not dogma. As the Lacys learned, flexibility is one of the most important factors in achieving ...

A recent call on “The Ramsey Show,” hosted by George Kamel and Jade Warshaw, took a sharp turn after a listener asked a seemingly straightforward question about credit card debt. The caller wanted to ...

3. Try the debt snowball or debt avalanche method If you're looking for a way to pay down high-interest credit card debt, these strategies could help lower your balance. The first option for ...