Woman in red cardigan: People do get their tenses of a verb confused. Making sure that the verb is in the same tense all the way through a document or a letter or an email. If you read it to ...

But regularly tucking away funds is critical for a stable future. Luckily ... As an incredibly lucky child, I often received money as a present for my birthday or around Christmastime.

He was sticky. The present tense is used when something is happening now or when something happens regularly. He is sticky. The future tense is used to talk about things that haven't happened yet.