很多时候，我们在打电话时非常紧张，无非是觉得对方知道的比你多，对方非常了解你要说的内容。但再智慧的人，也有他无知的一面。我们应该自信满满地对话，把他人当成你的朋友，甚至想象他们真的欠你的钱。这样的心理暗示能带来奇妙的效果。

Specific phobias are out-of-proportion fears to objects, animals or situations, and fortunately, they can be treated.

有人担心陌生来电是诈骗 （scams）或骚扰 （nuisance call），甚至会忽略所有陌生号码 （unknown number）。更有甚者听到电话铃声会感到烦躁、恐慌，甚至出现呼吸急促等生理反应。

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