If you’ve been around Fun Happy Home for a while, you might remember my post about the 365-day penny challenge. Today, we’re taking it to the next level with a tool that makes saving even easier.

The 1p saving challenge tasks people to save slowly over the course of the year. Starting on January 1 st, savers will set aside just one penny. On the 2 nd of the month 2p, 3p on the third ...