Choosing between a certificate of deposit (CD) and an individual retirement account (IRA) boils down to your plans for the money. CDs offer stability for short-term goals with fixed APYs while ...

Ariana Arghandewal is a travel rewards expert and founder of Pointchaser.com, an award-winning blog. She has over a decade of experience writing about personal finance and travel rewards.

If you're planning on retiring soon, an IRA CD can be a good way to build up some extra money for retirement. An IRA CD is not the same as a regular CD. If you're looking for a regular CD that isn ...

You also may have heard of a certificate of deposit (CD), a savings account that locks in your Annual Percentage Yield (APY) for a set amount of time. An IRA CD is a type of account that combines ...

but did you know you can invest your IRA contributions into certificates of deposit (CDs) just as you would stocks, bonds or mutual funds? The best IRA CD rates offer guaranteed returns ...

It's not unusual for a retiree to own multiple IRA certificates of deposit at once. When one CD matures, the bank will likely close the IRA and hand you a distribution check. You then roll the ...

The Federal Reserve isn't in a rush to cut interest rates, which means you could be on the hook for more taxes next year on the interest you earn now. These moves can help you soften that blow.

High-yield savings accounts and CDs were much more profitable in 2024 than in prior years, potentially leaving some taxpayers ...