Make sure you know about the different CD types and durations that exist, and be aware that not all banks and credit unions offer every type. Compare options ... 24 months and 36 months.

Just make sure you compare different banking options and the term lengths that work for you in order to start maximizing your balance with the best CD rates available today.

To build a CD ladder, you spread your deposit across multiple terms with different maturity dates ... returns of CDs — a 4.25% APY 12-month CD with Alliant Bank, for example, can protect ...