CD rates stayed near historic lows in 2021 as the Federal Reserve kept interest rates low. By the middle of 2022, yields on CDs began to rise as the Federal Reserve began to raise interest rates.

Yields on competitive CDs increased to historic highs in recent years, thanks to the Federal Reserve raising its benchmark rate 11 times in 2022 and 2023. Although the Fed has cut rates three ...

Certificate of deposit (CD) rates have been on a rollercoaster ride in recent years, hitting historic lows during the ...

After the Fed rate cut in September 2024, CD rates across the industry have dropped even more. (See more details about historical CD rates to see more context.) High-yield CD rates today can be ...

Key Takeaways Since the Federal Reserve made three interest rate cuts in late 2024, CD yields have drifted gradually ...

The graph below uses historical FDIC data to display national average rates on CDs from 2009 to 2023 and highlights how CD rates responded to changes in central bank policies, inflation rates and ...

If you get a CD when rates are higher, you'll be able to earn more. Historical CD rates show that CD rates can fluctuate a lot. This is because CD rates are impacted when the Federal Reserve ...

High CD interest rates may remain high now that inflation's ticking up again. Here's what savers should consider.

With inflation consistently rising, a short-term CD account once again makes sense for many savers. Here's why.