If you want to access more value in your home when you already have a HELOC, you’ll need to either modify it, refinance it to a larger one, or get a second credit line.

Before taking out a home equity loan, it’s a good idea to get estimates on modification costs so that you borrow the amount you need and aren’t tempted to spend the rest of your loan proceeds ...

Loan modifications are changes made to the terms of an existing loan outside the specifications contained in the original loan agreement. In a mortgage situation, loan modifications are typically ...

The best HELOC lenders have flexible payment options, allow high CLTV ratios, and more. Read through our top picks to find ...

Do you have a home equity loan and are thinking about refinancing to a lower-rate HELOC? Are you even allowed to by the lender? Below, we'll detail what you need to know. Start by seeing what ...

But home equity loan rates fluctuate in response to federal funds rate adjustments — so it's important to keep an eye on what the rate trends are for these types of loans. Read on to learn what ...

Home equity loans and home improvement loans can fund your home remodel projects, but they serve different needs with ...

As we step into 2025, the mortgage and home equity landscape continue to evolve, presenting both opportunities and challenges ...

Changing the terms of your mortgage could lower your interest rate, reduce your monthly payment, or give you more time to repay the loan. Mortgage modification and mortgage refinancing can both ...

Fact checked by Skylar Clarine Reviewed by Lea D. Uradu Modifying your home to reduce fall risks and make it easier for you ...

She began her career covering student loan content at Student Loan Hero ... If you’ve built sufficient equity in your home, a home equity line of credit (HELOC) can be a good option to access ...

A home equity loan is a type of secured loan that turns ... while aging-in-place modifications could help avoid costly assisted living expenses down the road. A home improvement loan is a personal ...