Alternatives to debt relief include working with a credit counselor, negotiating with your creditors, consolidating your debt and tapping into the equity you’ve built up in your home. Seeking help ...

Consolidated Credit offers free credit counseling, financial education, and debt management programs designed to help people ...

Credit counselors can help you lower your debt, raise your credit and get a grip on your budget. Here's how to find a qualified nonprofit credit counselor.

Freedom Debt Relief takes a deep dive into whether you should aim to become debt-free before you retire and helps you make a ...

How Credit Counseling Works . Credit counseling is an option for consumers who can't manage their debt when it becomes too overwhelming. In most cases, these borrowers can make at least the ...

Free nonprofit credit counseling services like NFCC and MMI can help you build a customized plan. As of early 2025, Americans are carrying almost $1.2 trillion in credit card balances.

Global analytics software leader FICO, in partnership with the Hispanic 100 Foundation and with support from Congresswoman ...