Having a perfect credit score sounds really cool, but it's not all it's cracked up to be. Find out what having an 850 score ...

Having a top-tier score might also "provide peace of mind," as it "reflects disciplined financial habits and responsible ...

Reaching an 850 credit score requires a long-term commitment to excellent credit habits. It take a combination of the ...

Here are two reasons why: You earn a perfect credit score by managing debt well. If your FICO® Score is 850, it can take a serious hit and still be in the "excellent" range. Only 1.54% of ...

Learn what a credit score is, how it's calculated, the different score ranges, and why it matters to get the best rates on ...

FICO Score Poor: 300 to 579 Fair: 580 to 669 Good: 670 to 739 Very good: 740 to 799 Excellent: 800 to 850 VantageScore Credit scores are calculated differently depending on the credit scoring ...

If you pay your debt in full and on time, you can have excellent credit ... If you’re aiming for a super-high credit score — even a perfect 850 — your credit usage should be super low.

Experts emphasize the importance of maintaining a good credit score as it could affect loans, credit cards and living arrangements.

Does that mean hitting the highest possible credit score — 850 — is a goal worth striving for? Admittedly, a good to excellent credit score can make a major difference in a person's financial ...