Discover offers 4.00% APY for the same term. If you want to get the best CD rates, expand your search beyond your bank. Check multiple banks and credit unions and compare their CD rates.

There's also no minimum CD deposit. But there aren't any non-standard CDs with novel perks, such as no-penalty or add-on CDs. Discover is a large online bank that offers checking and savings ...

consider Discover Bank. It offers 12 CD term lengths so you can plot your savings strategy and gain access to some of your money every few months. Even if you’re not planning a CD ladder ...